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CONCRETE CONTRACTORS INSURANCE

When you are a part of the concrete contractor trade, you have many standards to adhere to and many details to manage. Fortunately, struggling to find the right insurance cover does not need to take up large blocks of your time.

By working with an insurance professional from Tradies 365, you will be in the best position to receive top-notch insurance products from skilled experts in the insurance sector.

TOOL AND EQUIPMENT INSURANCE FOR CONCRETERS

Tradies365 has seen the devastating consequences of loss of tools and equipment. Not only is the replacement cost high, but there is also a compounded problem with time lost on jobs.

We strongly suggest you have a separate cover on your tools and equipment. This will protect you even if your loss does not occur on a job site. We can set up a policy that covers theft from locked buildings or locked vehicles in addition to fire, flood, and specific perils. Your protection extends while you are in transit and the policy provides cover anywhere in Australia.

You will have $2,000 on individual items, but if the value is greater tell us and we can increase the amount at no additional charge to you.

COVER FOR VEHICLES AND TRAILERS

A concreter would be lost without transportation for the crew and equipment. Tradies365 experts will put together an insurance package that will keep your vehicles protected from theft or damages.

Concrete contractors working

Get instant cover online or contact us for a quote.

Australian trade businesses choose Tradies365 to manage their insurance needs.

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WHAT KIND OF INSURANCE COVER DO I NEED AS A CONCRETE CONTRACTOR?

You want to be safe and protect your hard-earned assets when you are in business. At the same time, you do not want to break the bank by over-insuring or put your livelihood at risk by underinsuring.

Concrete contractors insurance

There are several kinds of insurance you should consider for your concrete business. These include:

  • WORKERS’ COMPENSATION INSURANCE- All Australian businesses must have workers’ compensation insurance to protect their employees in the event of a work-related accident or illness. Regulations vary by location, so be sure you check with your insurance expert about requirements where you are working.
  • COMPULSORY THIRD-PARTY- If you operate vehicles, you will need the policy to register your car and protect yourself from litigation involving accidents caused by vehicles registered in your name.
  • PUBLIC LIABILITY COVER- Because accidents happen to the most careful business owners, you need to have a public liability policy. Be cautious and make sure you have sufficient cover in the event that there is a loss caused by your company.
  • COVER FOR TRAILERS AND YOUR COMPANY VEHICLES- So much of what you accomplish each day depends on your ability to get yourself, your crew, and your equipment to the job site. Any loss or damage involving your transportation can have devastating financial consequences.
    Speak with your insurance professional to make sure you have the best cover at a fair price.
  • CONTRACT WORKS- A contract works insurance policy will protect you from losses that may occur during a building project. You will want to be sure that your cover includes all phases from the onset until you hand over the keys upon owner approval.
    Contract works cover is available in two ways:

    1. SINGLE SITE- Which covers one project site for 12 months
    2. ANNUAL- Which covers all of your projects for a full calendar year
  • ILLNESS AND INJURY INSURANCE- A policy that provides cover in the event of a non-work-related injury or illness can often be what keeps your business solvent if you are not able to work. Do not make the mistake of believing that workers’ compensation cover will protect you in all circumstances. Only work-related events will receive reparation through workers’ compensation.

Take the time to speak with an insurance professional about the best options for your concrete business. The right cover can be the difference between thriving and failing to survive.

Need 1-on-1 help?

Call the experts on
1300 226 268
or:

REQUEST A CALL BACK

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GET A QUOTE