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HANDYMAN INSURANCE

We know that as a handyman, you need the right cover to rest easy and not feel concerned about uncontrollable events. At Tradies365 our expert staff can create a custom package to meet all of your insurance needs.

HANDYMAN’S PUBLIC LIABILITY INSURANCE

Because you visit a wide variety of job sites, you are well aware of the potential for damage and injury. Tradies365 associates can assemble the perfect public liability insurance. In the event of damage or an injury, we make sure that your policy will cover you. Your policy even provides for the cost of any legal fees you incur.

HANDYMAN’S STOCK, TOOLS, AND EQUIPMENT

Tradies365 experienced staff know first-hand how vital a handyman’s equipment is to make a living. This is why we strongly suggest a separate policy that provides cover for replacing tools, stock, and equipment in the event of theft, fire, flood, or specified perils. We give our clients the amount of replacing the equipment rather than the depreciated value. The following is our guideline showing coverage:

  • Stock- $2,000
  • Each item-$2,000 however, if the item’s value is greater than $2,000, we can boost the amount without charging you
  • Electronic items can receive $1,000 additional coverage, but there is a charge.
Handyman installing wooden flooring
Handyman polishing wooden surface

PROTECTION FROM ILLNESS OR INJURY

We encourage all of our clients to get a policy to protect their income against unforeseen injury or sickness. Tradies365 offer two types of income insurance.

  1. Injury only
  2. Illness and Injury

The two types of income insurance provide money during a time when you are not able to earn money with your business. If you choose the injury only policy, you can receive payouts from between one and five years. In the event of an illness, you can get payments for up to two years.

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Australian trade businesses choose Tradies365 to manage their insurance needs.

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HANDYMAN’S VEHICLES AND TRAILERS

Every tradie we work with here at Tradies365 depends on their various modes of transportation. In fact, it is no exaggeration to say most tradies could not function without their vehicles. Our policies for vehicles and trailers are tailored to meet the specific needs of a handyman. We do not offer one-size-fits-all solutions here at Tradies365.

CONTRACT WORKS INSURANCE

HandymanEvery handyman knows the potential costly hazards on any given job site. However, there are often more risks that tradies are not aware of until it is too late. This is why contract works cover is a vital component of your insurance policy. We offer annual policies which cover all of your job sites for a 12-month period. Additionally, we have single job policies which cover one specific site for up to 12-months. Both policies will protect you from:

  • Storm damage
  • Fire
  • Flood
  • Theft

WORKERS COMPENSATION (WORKERS COVER)

There is no doubt that as a handyman you need to have worker’s cover for your employees. At Tradies365 our associates can create the perfect worker’s compensation package to meet your needs. Australian law requires tradies to provide worker’s compensation to their employees. However, the law is less clear regarding subcontractors. Always check with the local authorities to find out if your subbies are considered employees.

Need 1-on-1 help?

Call the experts on
1300 477 662
or:

REQUEST A CALL BACK

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Get instant cover online or contact us for a quote.

Australian trade businesses choose Tradies365 to manage their insurance needs.

GET A QUOTE