When running a business or as a subcontractor, you may be liable for damages or injuries to another person or property. Remember there is always the likelihood of being sued for negligence and that could be costly.
As a tradie, you are exposed to a number of risks that are unique to the industry. This exposure may be caused not only by your own actions, but also by other parties. We offer a range of solutions tailored to your business.
Getting the job done often requires the use of a car, truck or trailer – and sometimes more. So when you have multiple employees who are using these vehicles over a range of locations, the risk of damage increases.
Leasers, and in the case of owner-occupiers, lenders, generally require comprehensive property insurance. Remember as a tradie, you still need to arrange cover for plant and equipment, contents, or loss of earnings.
The ‘It-will-never-happen-to-me’ attitude of many tradies in Australia has often bought them unstuck. It is a sad fact that accidents happen - and can have devastating consequences for both workers and their families.