Painters

INSURANCE FOR PAINTERS AND DECORATORS

Tradies365 provides specialised insurance packages for painters and decorators who are serious about getting the right cover. Our Perth painter’s insurance experts know how hard tradies work. We’re the only Australian insurer who works just as hard to provide the cover you expect.

‍Whether you need hassle-free public liability insurance or a package tailored to your trade, talk to Tradies365.

Working for yourself is a great lifestyle. But any painter who runs a business or subcontracts as a sole trader knows there is also plenty of risks. Tradies365 helps Perth painters and decorators reduce their financial risk with tailored insurance packages. Our policies cover everything you need and nothing you don’t: public liability insurance, tools insurance, motor vehicle insurance and worker’s compensation cover, plus specialised insurance for Perth painters and tradies.

The essential insurance for Perth painters

• Public liability insurance: Protects your business from claims relating to third-party injury or property damage.

• Tools insurance: Provides replacement cover for stolen or damaged tools.

• Commercial motor vehicle insurance: Keeps you on the road with cover for work vehicles and trailers.

• Worker’s compensation insurance (WorkCover): Legally required cover to protect Australian workers.

• Contract works insurance: Ensures you are covered throughout a job, even when you’re not on site.
• Income protection insurance for painters: Safeguards you and your family against the financial strain of losing your income.

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Public liability insurance for painters

Public liability cover exists to protect your livelihood and reputation should you or your employees cause an accident. When a third-party (customer, client or member of the public) launches a claim, the costs can quickly add up:

• Medical costs
• Legal fees
• Settlement
• Investigation costs
• Repairing or replacing damaged property

As well as covering the expenses, public liability insurance can be a way to resolve issues before they end up in court. It’s important to remember that public liability insurance only covers third party costs. It’s not the same as worker’s compensation or tools insurance.

Tools insurance for tradies

A tradie’s tools are their livelihood. So if anything happens to your essential equipment, you need to know your insurer can help you get back to work without delays or out-of-pocket expenses.

Painters’ tools and equipment insurance covers everything from your brushes to blade scrapers, and spray guns to electric sanders. Tradies365 tools insurance for painters automatically provides replacement cover for insured items up to $2,000 per item.

We can extend the cover at no additional cost for higher-value equipment. Our policies help you replace tools and mobile equipment in the event of loss, damage or theft. That includes open-air theft, break-ins and damage in transit, so you’re always covered.