Tilers

INSURANCE COVER FOR TILERS

It is no secret that to be a success in the tiling trade you need a very specialised skill set. In addition to physical ability to carry out the work, you need mathematical precision, an eye for style and a keen sense of spatial relations.

As a tradie with such uncommon skills, would you risk your livelihood by settling for a standard cookie-cutter trade insurance policy? The answer to that should be a resounding no.

At Tradies365, we specialise in taking care of those who work in the trades. Whether you are a one-person operation, a small business, or a growing operation with many employees, our experts can create an insurance package designed with tilers in mind.

HOW WILL I BENEFIT FROM AN INSURANCE POLICY MADE FOR TILERS?

When you consider all of the situations that are unique to tradies who are professional tilers, it is easy to understand why a policy created with your profession in mind can help.

• Peace of mind that you and your livelihood are not at the mercy of a one-size-fits-all policy that could leave important details unaddressed.
• Savings because you are not paying for features you do not need.

WHAT SPECIALISED ROLES WITHIN THE TRADE COULD BENEFIT FROM COVER MADE FOR TILERS?

There are a number of specific subsets of the tiling industry that would find cover made for tilers beneficial. These include but are not limited to:

• Specialised artisans who focus on a particular design or craft their own originally designed tiles
• Tilers who work with tessellated tiles similar to those found in buildings from the Victorian and Federation eras
• Tiling professionals who have training as stonemasons

WHAT EVENTS CAN MY TILER INSURANCE POLICY COVER?

While it is essential to speak with an insurance professional for the details specific to your policy, generally speaking, your policy can cover:

• Loss of stock or equipment
• Damage to your property by a covered event such as fire, vandalism, theft, or flooding
• Electrical equipment failure
• Mechanical breakdowns
• Damage to glass on your property

WHAT OTHER KINDS OF INSURANCE COVER WILL I NEED FOR MY TILING COMPANY?

There are numerous kinds of general business insurance cover that you may find beneficial. For the varieties of cover, you need specifically, consult with your insurance professional. Some types of cover that many businesses find helpful. These include:

• Worker’s Compensation Insurance – Also known as Work Cover, all of the states and territories mandate Worker’s Compensation insurance for all businesses with employees. Work Cover will pay if one of your employees is injured or killed on the job.
• Comprehensive Business Insurance – This policy protects against damage or loss of your property due to unforeseen occurrences such as covered weather events, vandalism, and theft.
• Third-party Property Damage Cover – If you are responsible for causing a loss or damage to another person’s property, a Third-Party Property Damage Cover policy will pay.
• Public Liability Insurance – Your Public Liability Insurance will pay if you cause damage to a person or their property.

Tradies365 can also help you with various other types of insurance based on your situation and needs. Several kinds of cover also available include:

• Professional Indemnity Insurance
• Tax Audit Insurance
• General Property and Transit Cover
• Customer Vehicle Cover
• Cover for Tools and Equipment
• Theft, Employee Dishonesty, Money, and Plate Glass
• Commercial Vehicle Cover
• Income Protection Insurance
• Tool Cover

To learn more about insurance for tilers and other ways we can assist you with your business, please feel free to contact Tradies365. We are here for you.

*Please Note* The material presented here is for informational use only. It is not legally binding insurance advice and is not a substitute for a consultation with an insurance professional.

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Australian trade businesses choose Tradies365 to manage their insurance needs.