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BUILDERS INSURANCE

Tradies365 knows that builders have many things to concern themselves with, and we believe insurance cover should not be among them. This is why we create individualised insurance to meet the builder’s specific needs without breaking the bank.

CONTRACT WORKS FOR BUILDERS

You know contract works insurance is an essential part of your business as it provides cover for your projects which are in the works.

Tradies365 offers you two different looks for your contract works insurance.

  1. Single Contract Works Policy- This is a one and done policy which will cover any project from start to finish for a maximum 12- month period. When arranging contract works for a single project, be sure that the insurance is in place before you begin building. Also, be sure to avoid any underinsurance penalties by double checking the value of the build and the amount stated in the material damage section of the contract.
  2. Annual Contract Works Policy- An annual contract works policy is often the best choice for a builder with multiple projects running at the same time. The annual policy provides cover for a project from the beginning to end, so you can rest easy knowing we have everything in place to assist you if necessary. Tradies365 will accept monthly instalment payments on our annual contract works policies. We also suggest that our tradies with annual contract works policies add in public liability insurance. While you can purchase the public liability policy separately, you will save a significant amount of money if you combine the cover.
Smiling bearded man wearing a helmet
Construction worker on building site
Builder on building site

PUBLIC LIABILITY INSURANCE

As a builder, you know that public liability insurance can be a complicated matter for you. Even though your public liability policy covers injury to people and property damage caused by you or your employees, builders often are a party to issues caused by a subcontractor. Tradies365 recommends that you require all subcontractors to provide their own public liability policies.

BUILDERS INSURANCE FOR TOOLS, EQUIPMENT, AND STOCK

Because Tradies365 understands that a builder’s tools equal a builder’s livelihood, we strongly suggest that our clients get a separate policy for their tools, stock, and equipment. While it is true that contract works insurance covers your tools on the job site, once you leave the job your equipment lacks cover. Builders need insurance that covers tools and equipment anywhere, even in transit. Unless you notify us of a greater value, all items are insured up to $2,000. There is no extra cost to ensure items with greater value at higher amounts.

Get instant cover online or contact us for a quote.

Australian trade businesses choose Tradies365 to manage their insurance needs.

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WORK VEHICLES AND TRAILERS

Because every tradie and subbie depend on their work transportation, we offer you great rates on excellent coverage. We cover your vehicle against loss or damage; this includes your commercial motor vehicles. If any employees drive your registered vehicles, we ask for a list of any who have had their driver license suspended or revoked in the last five years.

After car accident

ILLNESS OR INJURY INSURANCE

Tradies365 strongly suggest that all of the tradespeople we work with have an illness or injury policy. Even though you may have workers compensation, injuries or illnesses taking place outside of your job have no cover under a workers compensation claim.

We offer illness or injury as well as injury only policies with terms of coverage ranging from one to five years for injury cover and two years if the claim is because of an illness.

PREMISES INSURANCE

Regardless of the size of your headquarters, you will need cover on the premises and the content of your buildings. We can create a custom insurance package designed around you and the value of your possessions. This includes fire and special circumstances as well as theft, and broken machinery. It is best to cover your possessions and buildings at their replacement value.

WORKERS COMPENSATION

Also known as work cover, workers compensation is a must for tradies who have employees. Our experts here at Tradies365 will secure you the best rates possible regardless of your number of employees.

Be sure to check state and local regulations to be sure that any subbies on your job site are not considered your employees and in need of cover.

Need 1-on-1 help?

Call the experts on
1300 477 662
or:

REQUEST A CALL BACK

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GET A QUOTE