Construction worker on building site

INSURANCE FOR BUILDERS

Building and construction in Australia is a big industry made up primarily of small businesses. Here at Tradies365, we understand the industry’s unique challenges better than any other insurer. 

That’s why our insurance policies for builders are tailor-made for your trade.

Tradies365 provides affordable, personalised insurance cover for builders and contractors

Builder’s insurance provides essential protection and peace of mind for the 1.2 million people working in the industry. 

Whether you’re a sole trader, SME or commercial builder, protecting your business against financial losses begins with the right insurance cover. So if you’re wondering what insurance you need against potentially devastating claims, contact our experienced advisors today for a tailored builder’s insurance quote.

Your Tradies365 insurance expert can tailor a comprehensive policy to cover your business against a long list of claims and losses. Or we can provide cover for specific risks. It’s your call, with policies that include:

  • Public liability insurance: In case you or an employee cause accidental damage or injury.
  • Worker’s compensation insurance: Keeping workers and apprentices paid in case of illness or injury.
  • Commercial vehicle insurance: Getting you back on the road after an accident without stinging your hip pocket.
  • Tool and equipment cover: Insurance to get back on the tools when accident or theft takes them out of commission.
  • Contract works insurance: Cover against losses arising at any phase of the building project, even when you’re not on site.
  • Income protection insurance: Keeping your family afloat when illness or injury takes you off the tools.

Get instant cover online or contact us for a quote.

Australian trade businesses choose Tradies365 to manage their insurance needs.

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Builder’s liability insurance

Public liability insurance is your protection against financial claims arising from accidental property damage or personal injury.

Building companies and contractors face a lot of risks, on or off the job. Public liability is essential insurance for home builders and commercial builders alike, offering protection against big claims.

What’s covered under public liability insurance for builders?

If you or a company representative is responsible for damage or personal injury, either by accident or negligence, liability insurance pays the financial costs. 

This includes medical and rehabilitation costs, damage repair and ongoing legal fees. 

Too many Perth builders believe they can get by without public liability insurance. In reality, nobody should step foot on a building site without it.

Protect yourself with builders insurance

Worker’s compensation cover

  • Worker’s compensation insurance protects your business against financial losses if a team member sustains an injury or gets sick due to their work. It protects workers, their families, and your business from the costs of illness and injury.As Perth builder’s insurance experts, we understand the risks involved in the construction industry. It’s essential your employees and apprentices feel safe going to work every day.

    Do I need worker’s compensation insurance?

    Worker’s compensation coverage is a legal requirement. Every Western Australian worker must be covered by a valid worker’s compensation policy. 

    However, it is also one of the most complex insurance types of insurance for builders. For example, you may also need to cover subcontractors. 

    Contact a Tradies365 insurance expert to avoid exposing your business to risk with unsuitable cover.

    Worker’s compensation insurance protects your business against financial losses if a team member sustains an injury or gets sick due to their work. It protects workers, their families, and your business from the costs of illness and injury.

    As Perth builder’s insurance experts, we understand the risks involved in the construction industry. It’s essential your employees and apprentices feel safe going to work every day.

    Do I need worker’s compensation insurance?

    Worker’s compensation coverage is a legal requirement. Every Western Australian worker must be covered by a valid worker’s compensation policy. 

    However, it is also one of the most complex insurance types of insurance for builders. For example, you may also need to cover subcontractors. 

    Contact a Tradies365 insurance expert to avoid exposing your business to risk with unsuitable cover.

Tool and equipment insurance

  • Tool insurance – also called general property insurance – covers your regular tools and mobile equipment in case of theft, damage, natural disasters and accidents in transit. Our policies cover you anywhere in Western Australia.We make tool insurance simple, with replacement cover automatically set at $2,000 per item. If you need higher cover, simply call your insurance advisor, and we will happily extend the limits at no extra cost. 

    Additional electronics cover

    Smartphones and tablets are essential tools for modern builders. That’s why we offer electronics cover in our builder’s insurance policies. With cover up to $1,000 per item for a small extra fee, you can always stay connected. 

    Contract works insurance

    Builder’s liability insurance only extends so far. For every other part of the project, contract works insurance protects your business from third-party claims.

    Contract works insurance covers events in every phase of a building project, from tender to build and post-completion. In case of accidental damage, weather events, claims arising between handover and purchase, or any other unforeseen risk, you want to know your business is protected.

    Commercial vehicle and trailer insurance

    When you need to get from A to B safely, you need commercial motor vehicle insurance

    Tradies365 commercial vehicle insurance is ideal for home builders and commercial construction firms of all sizes. We tailor vehicle policies to your business, covering repair and replacement costs. 

    So whether you’re a sole trader with a ute, growing business leasing a fleet, or moving equipment using a truck or trailer, our team can arrange flexible motor vehicle insurance. 

    Income protection insurance

    Our income protection insurance policies cover you anywhere in the country. If an accident, illness or injury prevents you from working, income protection insurance keeps your family afloat while you recover. 

    Income protection insurance means peace of mind for builders and their families in case anything happens.

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1300 226 268
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    Get instant cover online or contact us for a quote.

    Australian trade businesses choose Tradies365 to manage their insurance needs.

    GET A QUOTE