Scaffolders work in high-risk environments. At least 5 Australians lose their lives falling from scaffolding every year, and more than 600 people require treatment for scaffolding injuries directly related to work.

Scaffolders risk injury and losses from falls, scaffold collapse, falling materials, theft, and other accidental events. When an accident occurs or an employee is injured, your first thought is for their safety. But later, when they are on the mend, the financial cost of scaffolding injuries becomes clear. Worker’s compensation claims, lost time due to injury, public liability claims, damaged equipment – the list is long.

Tradies365 is a specialised trades insurance provider. We take time to understand your unique circumstances to tailor a policy that safeguards your business, your income and your employees’ financial wellbeing in the event of an accident or injury.

Public liability insurance

Public liability insurance is a must-have for Perth scaffolders. Public liability insurance pays for costs incurred when a company representative is found to be at fault for an accident.

• Third-party property damage
• Medical and rehabilitation costs
• Legal fees
• Investigation costs

Tradies365 provides public liability insurance for scaffolders up to $20 million. Before stepping foot onto a work site, ensure that your public liability insurance policy is current and valid. 

Worker’s compensation insurance

Australian employers are legally required to carry worker’s compensation insurance. When your employee is injured or unwell because of their job, worker’s compensation insurance covers the costs your business would otherwise need to pay.

Falls from scaffolding result in 11.3 weeks off work on average, more than 60% longer than falling from ladders and twice as long as falling from trucks. Worker’s compensation cover repays the financial cost of work-related injury or sickness. The policy will generally cover any medical treatment, lost income and ongoing rehabilitation.

Tools, equipment and stock insurance

A scaffolder’s tools are their livelihood. Tradies365 provides tools insurance up to $2,000 per item in the event of damage in transit, theft, fire or flood, and limited other circumstances. We give you the option to increase that amount for high-value items at no extra cost. And best of all, our tool insurance reimburses the replacement cost, not the item’s depreciated cost.

Vehicle and trailer insurance

Tradies365 motor vehicle insurance will help you get back on the road faster if you suffer an accident, vehicle theft, natural disaster, or damage to your vehicle. Our tailored insurance can cover work vehicles, including cars, vans, utes, trucks and fleet vehicles – even rented trailers.

Contract works insurance

Scaffolders might be working on a job site before and after the official “build phase”. If your insurance policy does not cover the pre-build and post-completion stages, your business is wide open to significant financial risk. Tradies365 contract works insurance covers claims arising at every stage of the project, so you can rest assured you will not encounter any nasty surprises. 

Income protection insurance

If you can’t work due to illness or injury, income protection insurance is your safeguard against the resulting financial burden. Unlike worker’s compensation insurance which is administered state-by-state, our income protection insurance covers you anywhere around Australia, even for afflictions unrelated to work. 

Every tradesperson has a unique risk profile. That’s why the Tradies365 team gets to know you and your business before providing a tailored insurance quote. We will compile the most competitive insurance quote for scaffolders in Perth based on your work history, employees, daily activities, and industry.